Our domain expert team has delivered international and regional client financial services operating and system implementations spanning Asset Management, Banks, Derivatives, Post Trade, Clearing, Collateral Management, Cash & Securities & Regulatory Services.

Our innovation service team is an innovative, R&D focused, software consultancy that takes an interdisciplinary approach to providing custom solutions for our clients. With over 10 years of experience, we have worked in a wide range of specialist domains including medical telemetry, signal processing, music information retrieval, natural language processing, and GIS integration. Our areas of expertise are feasibility investigations and the reduction of technical risk through exploratory research and prototyping/proof-of-concept work. The team includes 7 Edinburgh based innovation service engineers.


CEO / Founder

John Read is CEO and founder at Prodktr. John is a successful Product executive with over 20 years extensive UK, Europe and International experience of leading and setting up successful Transaction Services, Derivatives, Collateral Management and Middle office businesses, operations and technology and high performance product development teams. John has led large, complex and custom client operating system and service provider implementations for Investment firms including Calypso, Misys and Murex technologies. John’s approach is to bridge and enable proven innovative technologies for his diverse Institutional, private and individual client network.

John held Global and Regional Director Investor Services Product roles at Citi, Northern Trust and JP Morgan. Recently John was Global Product Head and investor at Holr Media, a exciting US based social network disruptive start up.

Gerard Rafie

Executive Consultant / Founder FinteKminds

With more than 29 years of experience in banking and financial technologies, Gerard has a track record of successful contacts and execution with C-levels on large strategic transformation projects.

Equipped with excellent knowledge of Capital Markets (Sell Side, Buy Side, Wealth Management & Treasuries) and of Sales/Marketing processes with a unique position to support financial institutions on strategic advisory:

Gerard joined Calypso in 2005, led the product management organization as the Chief Product Officer and helped architect what is the Calypso solution today: a full cross asset front to back enterprise solution.He worked very closely with the C-Level management in banks to help shape the product and the market.He has been very active in promoting the Standardization of Target Operating Models and the move to Utilities.

In 2015, Gerard took over the sales & marketing organizations as the Chief Sales and Marketing Officer, he worked out the sales strategy and adapted the processes, boosted sales revenue which helped Calypso being acquired in 2016.

Prior to Calypso, he worked at Murex SA from 1991 until 2005. He held several executive positions at Murex, among which: Head of Development for FX/MM and Head of Sales for the EMEA region.

  • Front to Back Alignment
  • Standardize Operating Models
  • Business Process Re-engineering
  • Cloud & Utility Transformations
  • Software Selections
  • Help define the bank's digital strategy
  • Consolidation between Corp Banking and Treasury/Capital Markets
  • Assist software company in developing banking applications